Buy RCA from Pago
Save both time and money!

You have two simple ways to add your car details in Pago to get a personalised RCA insurance quote:
1. Manually enter your car registration number in the app.
2. Scan your car registration certificate and ID card, and RCA offers will appear instantly.
The information you need to add is the minimum required to view and buy offers from all Romanian insurers. The good news is you only need to enter it once — after that you can view offers and buy the cheapest RCA using the saved information whenever you want.

There are no hidden fees in Pago — all costs associated with purchasing an RCA are clearly visible. To find out more, tap on Offer Details.
Plus, you can take out as many RCA policies online as you like, even with the free version of the app.

In Pago, you have access to all RCA offers from all insurers on the market, so you can choose the most suitable offer.
Prices differ very little from one broker to another, as they are regulated by the Financial Supervisory Authority. We have ensured that regardless of the offer, for the same identification data, the prices in Pago are the lowest available.

Under current regulations, the policy no longer needs to be presented in its original form. It can also be presented digitally, from your phone.
When you need it, you can find it in your Pago account, in the History section.
Plus, we will remind you when your RCA policy purchased through Pago is about to expire.

Mandatory RCA insurance is valid in Romania, in all member states of the European Union, in countries belonging to the European Economic Area, and in countries that directly connect two EU member states where there is no national bureau.

Yes, the policy received by email is valid. According to current regulations, you do not need to present the RCA insurance in its original form. It can be accepted as a copy or from your phone screen.
In August 2020, the Financial Supervisory Authority approved the amendment of Norm no. 20/2017 regarding motor insurance in Romania. Proof of RCA insurance, during checks by authorised authorities, can be:
• the RCA policy and contract issued by the insurer, presented on paper or in electronic format;
• information obtained from querying the mandatory insurance database, proving the insurance is valid.

We will help you remember! We promise to notify you when your RCA expiry date is approaching. You will receive a notification in the Pago app and by email, so you know when it is time to take out a new RCA policy.
From there you can also activate alerts for other insurance, MOT, services or vignettes.